Staff Analyst, Credit Analytics

by | Sep 30, 2024 | Uncategorized

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart’s AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. Our team employs advanced analytical and technical prowess to deliver comprehensive support in Upstart’s lending platform. The Credit Analytics team is building out foundational frameworks and infrastructures on loan performance and forecasting, market cycles and emerging trends, risk and return trade-offs, among others. We also take pride in developing our business intelligence tools to empower self-service reporting and streamlining work processes through automation.


As a Staff Analyst at Upstart, you will join our Credit Analytics horizontal team. You’ll take a leadership stance in driving critical insights and decisions concerning credit performance and strategies, and contributing to the long term development in underwriting framework and analytics infrastructure. Collaborating closely with other Data Analytics, Machine Learning, and Product teams, you will spearhead initiatives that support Upstart’s multi-product growth and extend our market leadership in lending.


Position Location – This role is available in the following locations: Remote; San Mateo, CA

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

How you’ll make an impact:

  • Influence Upstart’s credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart’s model, credit, and valuation
  • Lead and develop credit monitoring, model performance, and valuation analytics to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions
  • Build foundational forecast models, data pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community
  • Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform
  • Mentor junior team members on best practices and foster a center of excellence on data, credit, and analytics

What we’re looking for: 

  • Minimum qualifications:
    • 8+ years work experience in increasingly senior analytical roles in technology and finance industry
    • Experience in credit analytics, valuation, and/or financial analytics development with python or R, GSheet (AppScript), Excel (VBA), SAS
    • Experience consuming large data sets, data models, and data pipelines, with tools such as Databricks, DBT, Looker, Snowflake, and/or Redshift
    • Degree in Economics, Mathematics, Engineering, Data Science or other quantitative fields
  • Preferred qualifications:
    • Experience in coaching and mentoring junior team members on technical subjects
    • Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making
    • Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams
    • Experience in consumer lending, and/or knowledge of the consumer finance market, capital markets

What you’ll love: 

  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave  
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices

#LI-REMOTE

#LI-MidSenior 

At Upstart, your base pay is one part of your total compensation package.  The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote – Anticipated Base Salary Range

$157,000—$217,000 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. 

APPLY HERE!

Motion Designer

by | Sep 30, 2024 | Uncategorized

Instrument is a remote-first digital product and brand experience agency with over 200 talented people across four teams, each focused on a core offering and dedicated to producing best-in-class work. Our shift to a fully remote model has amplified our ability to foster creativity, build strong relationships, and engage with clients in dynamic ways. This flexibility has not only strengthened our company culture but also enabled us to embrace diverse perspectives. We remain deeply committed to career advancement, personal support, and ensuring a healthy work-life balance for everyone we hire.

Instrument partners with the world’s most ambitious companies to create transformational change through best-in-class digital products and communications. From day one, we’ve been committed to making this a place where people can make the best work of their career — sustainably. 

Designers at Instrument work on focused teams, together with strategists, writers, producers, and developers. Collaboration is more than a buzzword here; you’ll be working closely with colleagues and clients that have diverse perspectives and expertise. Every designer here is multi-disciplinary and contributes seamlessly across form and function.

We’re looking for a designer whose creativity manifests in motion graphics, moving imagery, and bringing experiences to life across screens of all types. You understand how objects moving through space and time can communicate as much as the forms of the objects, themselves. You’re always pushing to make the best work, whether it’s bringing an interface to life, telling a complex story, or creating the perfect transition. You love the art of storytelling, but also just love to animate. You’re not scared to try out new technologies and visual approaches.

What You’ll Do

  • Work with a team to create a large variety of content and interactive experiences, from UI animations, to storyboards, to motion graphics, to 3D
  • Move from working with others on large-scale projects to owning your own, stand-alone projects from concept to completion
  • Think strategically and apply your skills to proactive problem-solving in a collaborative team environment
  • Have a strong POV on the art direction of motion and how it manifests within the holistic project creative
  • Collaborate closely with design and development partners to create, generate and translate motion across all screens
  • Be an industry expert, live and breath motion design and digital culture
  • Be nimble and flexible to manage multiple projects at the same time as well as an asset in other agency needs, studio-wide
  • Do great work and be great to work with

What You’ll Bring

  • Proven experience working as a Motion Designer, Animator, or related 
  • Outstanding portfolio showing a variety of work with your role clearly defined for each project
  • Fluency in Adobe Creative Suite (After Effects, Photoshop, Illustrator, etc), and Cinema 4D, as well as interactive design tools such as Sketch and Figma
  • Elastic transitions from Sketch/Figma to motion tools
  • Efficient workflows 
  • Consistency in organizing files for collaboration
  • A predisposition toward curiosity and a fearless approach to problem-solving
  • The ability to work and self-direct in a fluid, collaborative environment
  • A willingness to sharing your process and work-in-progress with the team
  • Experience working on cross-discipline teams
  • Excellent written, verbal, and interpersonal communication skills
  • Confidence and humility, and an understanding of when/how to apply each

Pay Range

  • The expected pay range for this position is $70,000-$85,000 for our base US Region 3*. We have three regional pay ranges that are adjusted for cost of living (US1 +15%, US2 +7.5%, US3 Base), learn more about our pay philosophy and cost of living adjustments

What We Offer

Flexible, Hybrid Work Environment

Great Compensation with Annual Reviews (Learn more about our Pay Philosophy)

Annual Profit Sharing

401(k) Matching with Immediate Vesting

Robust Medical, Vision, and Accident Insurance

Generous Paid Holidays and unlimited PTO

Sabbaticals

Monthly Wellbeing Stipend

Career Management and Leadership Training

APPLY HERE!

Online Data Analyst – United States of America

by | Sep 30, 2024 | Uncategorized

Basic Information

Country  

United States of America

Job Type  

Freelance

Work Style  

Remote

Description and Requirements

TELUS International AI-Data Solutions partners with a diverse and vibrant community to help our customers enhance their AI and machine learning models. The work of our AI Community contributes to improving technology and the digital experiences of many people around the world. Our AI Community works in our proprietary AI training platform handling all data types (text, images, audio, video and geo) across 500+ languages and dialects.

We offer flexible work-from-home opportunities for people with passion for languages. The jobs are part-time, and there is no fixed schedule. Whoever you are, wherever you come from, come join our global AI community. www.telusinternational.com

We are hiring freelance English speaking Online Data Analysts for a project aimed at improving the content and quality of digital maps, which are used by millions of users globally. The job would suit someone who is detail-oriented, likes doing research and has a good knowledge of national and local geography. 

This is a freelance position on a flexible schedule – you can work in your own time whenever work is available. You will be completing research and evaluation tasks in a web-based environment, eg verifying and comparing data, determining the relevance and accuracy of information. You will be provided with guidelines for each task, which need to be followed.

Requirements

  • Full Professional Proficiency in English
  • You must be living in The United States of America the last 2 consecutive years
  • Ability to follow guidelines and do research online using search engines, online maps and website information
  • You must have familiarity with current and historical business, media, sport, news, social media and cultural affairs in The United States of America
  • Being open to work across a diverse set of Task Types (e.g. Maps, News, Audio tasks, Relevance)
  • Willingness to learn and adapt to changing guidelines and tasks
  • Applicants must be 18 years or over.

Working on this project will require you to go through a standard recruitment process (including passing an open book assessment). This is a long-term project and your work will occasionally be subject to quality assurance checks.

Why Join the TELUS International AI Community?  

  • Earn additional income with flexible hours to fit your lifestyle
  • Better work-life balance
  • Be your own boss
  • Complimentary Well-Being package encompassing a wealth of well-being resources.
  • Be part of an online community

PaymentRate of pay per task is inclusive of reading task guidelines. Payment will be issued in accordance with the terms of the contributor agreement upon successful completion of tasks.  

Additional Job Description 

We are hiring freelance English speaking Online Data Analyst’s for a project aimed at improving the content and quality of digital maps, which are used by millions of users globally. The job would suit someone who is detail-oriented, likes doing research and has a good knowledge of national and local geography. 

EEO Statement At TELUS Digital, we enable customer experience innovation through spirited teamwork, agile thinking, and a caring culture that puts customers first. TELUS Digital is the global arm of TELUS Corporation, one of the largest telecommunications service providers in Canada. We deliver contact center and business process outsourcing (BPO) solutions to some of the world’s largest corporations in the consumer electronics, finance, telecommunications and utilities sectors. With global call center delivery capabilities, our multi-shore, multi-language programs offer safe, secure infrastructure, value-based pricing, skills-based resources and exceptional customer service – all backed by TELUS, our multi-billion dollar telecommunications parent.
Equal Opportunity Employer
At TELUS Digital, we are proud to be an equal opportunity employer and are committed to creating a diverse and inclusive workplace. All aspects of employment, including the decision to hire and promote, are based on applicants’ qualifications, merits, competence and performance without regard to any characteristic related to diversity.

APPLY HERE

Online Data Analyst – Spanish Speakers in the USA

by | Sep 30, 2024 | Uncategorized

Basic Information

Country  

United States of America

Job Type  

Freelance

Work Style  

Remote

Description and Requirements

We are hiring freelance English & Spanish speaking Online Data Analyst’s for a project aimed at improving the content and quality of digital maps, which are used by millions of users globally. The job would suit someone who is detail-oriented, likes doing research and has a good knowledge of national and local geography. 

  • Full Professional Proficiency in English & Spanish 
  • You must be living in The United States of America the last 2 consecutive years
  • Ability to follow guidelines and do research online using search engines, online maps and website information
  • You must have familiarity with current and historical business, media, sport, news, social media and cultural affairs in The United States of America
  • Being open to work across a diverse set of Task Types (e.g. Maps, News, Audio tasks, Relevance)
  • Applicants must be 18 years or over. ID verification must be attached when submitting your application.

Working on this project will require you to go through a standard recruitment process (including passing an open book assessment). This is a long-term project and your work will occasionally be subject to quality assurance checks.  

Payment

Payment is based on successfully completed tasks, you can increase your earnings with higher productivity. You will need to read and follow the guidelines which is part of the paid task completion. 

Additional Job Description 

TELUS International AI-Data Solutions partners with a diverse and vibrant community to help our customers enhance their AI and machine learning models. The work of our AI Community contributes to improving technology and the digital experiences of many people around the world. Our AI Community works in our proprietary AI training platform handling all data types (text, images, audio, video and geo) across 500+ languages and dialects. We offer flexible work-from-home opportunities for people with passion for languages. The jobs are part-time, and there is no fixed schedule. Whoever you are, wherever you come from, come join our global AI community. www.telusinternational.com

This is a freelance position on a flexible schedule – you can work in your own time whenever work is available. You will be completing research and evaluation tasks in a web-based environment, eg verifying and comparing data, determining the relevance and accuracy of information. You will be provided with guidelines for each task, which need to be followed. The project offers a variety of tasks, and work is paid per task. 

Why Join the TELUS International AI Community? 

• Earn extra income

• Access to our community wellbeing initiative    

• Remote work & Location Independence

• Be your own boss

• Flexible Hours to fit in with your lifestyle 

• Be a part of an online community

EEO Statement At TELUS Digital, we enable customer experience innovation through spirited teamwork, agile thinking, and a caring culture that puts customers first. TELUS Digital is the global arm of TELUS Corporation, one of the largest telecommunications service providers in Canada. We deliver contact center and business process outsourcing (BPO) solutions to some of the world’s largest corporations in the consumer electronics, finance, telecommunications and utilities sectors. With global call center delivery capabilities, our multi-shore, multi-language programs offer safe, secure infrastructure, value-based pricing, skills-based resources and exceptional customer service – all backed by TELUS, our multi-billion dollar telecommunications parent.
Equal Opportunity Employer
At TELUS Digital, we are proud to be an equal opportunity employer and are committed to creating a diverse and inclusive workplace. All aspects of employment, including the decision to hire and promote, are based on applicants’ qualifications, merits, competence and performance without regard to any characteristic related to diversity.

APPLY HERE