Underwriting Associate

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

What you’re applying for

We’re looking for an experienced personal lines underwriting professional to join Lemonade’s growing Underwriting team.

You will analyze risk and make decisions that play a major part in the overall success of the company. Your focus will be on reviewing new homeowners and renters submissions (as well as renewal policies) to determine acceptability.

In This Role You’ll

  • Review homeowners and renters quotes for insurability per our underwriting guidelines
  • Review requests to add scheduled personal property coverage for valuable articles
  • Communicate acceptability to customers via email
  • Provide feedback to direct reports and collaborate with Underwriting Strategy to refine underwriting processes, best practices, and user experience

What You’ll Need

  • 1+ years of experience in an underwriting or customer service role
  • Strong analytical skills and a knack for creative problem solving
  • Impeccable written and verbal communication skills
  • Ability to adapt to frequent changes in process and system functionality

At Lemonade we welcome candidates who are enthusiastic about learning and adapting to the exciting world of AI, as a commitment to ongoing growth in this field is a fundamental part of our culture.

Lemonade’s US base salary range for this full-time position is $50,000 – $60,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.

**Unfortunately, we cannot consider applicants from these locations: Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico**

At Lemonade, we value innovation, collaboration, and a commitment to excellence. If you are passionate about quality assurance and training, and are excited to help shape the future of our rapidly growing company, we encourage you to apply for this exciting opportunity.