Mortgage Loan Underwriter

The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans. Additional responsibilities include:       

●     Review resubmitted files and documents

●     Make and issue independent and compliant loan decisions

●     Enter information into Encompass LOS to document and validate the file

●     Maintain company service level and turn-time standards

●     Maintain confidentiality with private and sensitive information

●     Respond to audits and post-closing issues on time

●     Maintain working and specific knowledge of agency and investor guidelines and policies and regulatory and market changes

●     Collaborate with processing staff on underwriting deficiencies and calculation errors and loan processors regarding acceptable credit documentation        This role has been categorized as a Remote position. “Remote” employees do not have a permanent corporate office workplace and, instead, work from a physical location of their choice, which must be identified to the Company. U.S. employees may live in any of the 50 United States, with limited exceptions.