by Terrance Ellis | Dec 11, 2025 | Uncategorized
Help get home loans across the finish line from your home office. As a remote Funding Specialist, you will calculate wire amounts, coordinate with warehouse banks, and keep every closing clean, accurate, and on time for a national mortgage lender.
About Union Home Mortgage
Union Home Mortgage is a nationwide mortgage company built around a “Partners first” culture. They focus on responsible lending, clear processes, and a supportive, inclusive environment where people can build long term careers in the mortgage space.
Schedule
- Fully remote role
- Pacific Time Zone schedule required
- Full time position
- Occasional early mornings, evenings, or weekend days based on funding volume
What You’ll Do
- Work closely with closers and warehouse banks to ensure loans fund on time
- Review signed loan documents for accuracy and compliance with federal, state, local, and company requirements
- Calculate accurate wire amounts based on the closing package, fees, and final figures
- Initiate funding requests and track status through completion
- Register M.I.N. numbers for all closed loans across retail and wholesale channels
- Retrieve purchase schedules from investors, load them into the LOS, and export to warehouse banks to clear lines
- Balance each warehouse line of credit daily and make sure balances are correct
- Reconcile unfunded loans and recover funds from closing or escrow agents as needed
- Follow up on missing or delayed closing packages with closing and escrow agents
- Scan, ship, and track collateral documents to designated warehouse banks
- Pull warehouse detail reports to support month end close for the Accounting team
What You Need
- High school diploma or equivalent
- 1 to 3 years of related experience in mortgage, title, escrow, or funding preferred
- Knowledge of residential mortgage documents is a plus
- Comfort with high school or college level math and numbers work
- Strong organizational skills and sharp attention to detail
- Ability to work in a fast paced environment and meet strict funding deadlines
- Proficiency with Microsoft Office, including basic Excel skills
- Strong written and verbal communication skills
- Ability to work independently and collaborate effectively with internal teams, clients, and vendors
- Flexibility to occasionally work early mornings, evenings, or weekend days when needed
Benefits
- Fully remote position with a focus on work life balance
- Competitive pay
- Medical, dental, and vision coverage for eligible employees
- Company supported retirement plan options
- Paid time off and holidays
- Inclusive culture with clear growth and learning opportunities
Roles like this do not stay open long for experienced funding pros, so if the responsibilities line up with your background, get your application in.
This is a strong fit if you like numbers, clean documentation, and being the one who makes “clear to close” actually happen.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 11, 2025 | Uncategorized
Review mortgage files from home and help more borrowers actually get to the closing table. As a Condition Underwriter with Union Home Mortgage, you’re the one who makes sure every condition is legit, every document tells a clean story, and every loan is truly ready for final approval. If you love details, guidelines, and reducing risk without killing deals, this lane is yours.
About Union Home Mortgage
Union Home Mortgage is a national mortgage lender built around a “Partners first” culture. They focus on responsible lending, consistent training, and a genuinely inclusive environment where people can grow long term. With a strong commitment to compliance and quality, UHM gives you solid systems, clear expectations, and the support to do precise, meaningful work every day.
Schedule
- Fully remote, full time
- Standard business hours with some flexibility based on pipeline and volume
- Fast paced, production environment with file volume expectations (14–16 condition files per day)
What You’ll Do
- Review 14–16 condition files per day to clear credit, income, employment, asset, and financial documentation
- Confirm that documents meet investor, agency, FHA, VA, USDA, HUD, HFA, and internal UHM guidelines
- Verify that loan terms, products, rates, and documentation are accurate and complete before final approval
- Communicate with internal and external partners (loan officers, underwriters, processors, broker partners, NDC clients, closers) when items cannot be cleared as submitted
- Maintain awareness of all guideline changes and overlays and apply them consistently to condition reviews
- Protect loan quality and minimize risk while maximizing the borrower’s chance of sustainable homeownership
- Maintain Quality Control ratings within company standards
- Participate in huddles, trainings, and market updates to stay sharp and aligned
- Provide training support and scenario guidance to sales and partners as needed
What You Need
- Bachelor’s degree preferred, or equivalent mortgage experience
- 3–5 years in prefunding QC, underwriting help desk, senior processing, or a similar mortgage condition clearing role
- Full working knowledge of the mortgage business and agency loan types (FHA, VA, USDA, conventional, HFA)
- Strong analytical skills in credit, risk, and documentation review
- Experience with Encompass LOS (or similar loan origination system)
- Excellent attention to detail and comfort using financial and quantitative data
- Strong written and verbal communication skills with a professional, solutions focused tone
- Ability to work in a deadline driven, high volume environment while staying organized and accurate
- Team oriented mindset with sound judgment and a strong sense of ownership
Benefits
- Fully remote work arrangement
- Competitive compensation
- Medical, dental, and vision coverage (full time)
- Retirement plan options
- Paid time off and holidays
- Ongoing training, development, and a clear culture of inclusion
If you want to be the person everyone trusts to say “this file is clean,” this is the move.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 11, 2025 | Uncategorized
Support a national mortgage lender from home by owning the licensing process that keeps Retail Loan Officers and branches compliant and ready to produce. This fully remote Licensing Coordinator role is perfect if you know NMLS and state licensing inside and out and want a focused, detail-heavy job with clear impact.
About Union Home Mortgage
Union Home Mortgage is a national mortgage company dedicated to responsible homeownership and a strong, partner-focused culture. They invest in training, technology, and growth opportunities so their “Partners” can build long-term careers. With a strong commitment to inclusion and compliance, UHM combines stable operations with a people-first environment.
Schedule
- Fully remote, full-time
- Standard business hours with some flexibility based on licensing/renewal cycles
- Fast-paced, deadline-driven environment with ongoing collaboration across teams
What You’ll Do
- Coordinate and manage state licensing for Retail Loan Officers, Consumer Direct LOs, Licensed Production Assistants, branches, and the company
- Perform preliminary reviews of partner candidates and walk them through licensing requirements
- Own licensing coordination for LOs, production assistants, branches, and company-level licenses as needed
- Complete state license checklists and coordinate state background checks via NMLS
- Track and manage Branch Compliance Checklists and assist with bond coordination in required states
- Assist with NMLS Call Reports alongside Compliance
- Validate that all LOs, production assistants, operations staff, and branches hold proper licenses
- Maintain daily tracking and reporting on licensing activity for leadership
- Manage Continuing Education tracking and annual renewal tracking
- Issue individual and branch license approvals and update Encompass accordingly
- Ensure all licensing costs are routed correctly to Accounting
What You Need
- High school diploma or equivalent (GED)
- 2+ years of NMLS licensing experience (mortgage environment)
- Working knowledge of the mortgage loan flow process
- Strong understanding of NMLS, state licensing requirements, and Secretary of State requirements
- Excellent relationship-building skills with the ability to work cross-functionally
- Strong attention to detail, organization, and follow-through
- Comfortable working under tight deadlines while keeping accuracy high
- Clear verbal and written communication skills
- Solid computer skills, including MS Word and Excel
- Experience with video conferencing and screen share tools
Benefits
- Fully remote work environment
- Competitive compensation
- Medical and other core full-time benefits
- Inclusive, growth-oriented culture with ongoing training
- Opportunity to become the go-to licensing expert inside a national mortgage lender
Licensing windows don’t stay open forever—get your application in while this one is still live.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 11, 2025 | Uncategorized
Help homebuyers get from “pre-approved” to “clear to close” without ever stepping into an office. This fully remote Mortgage Loan Processor role is ideal if you’re already comfortable handling 40–50 files and want a stable, work-from-home lane in the lending world.
About Union Home Mortgage
Union Home Mortgage is a national mortgage lender focused on responsible homeownership and long-term partner growth. They support borrowers from application through servicing and invest heavily in training, tools, and inclusive culture so their “Partners” can grow and excel.
Schedule
- Fully remote, full-time
- Standard business hours with deadline-driven workloads
- 1–2 weeks of structured training provided at start
What You’ll Do
- Manage files from pre-approval through closing, keeping pipeline organized and moving
- Enter and update accurate loan data in the LOS for processing
- Review applications and documentation for completeness, accuracy, and compliance
- Collect and verify income documents, bank statements, credit reports, tax transcripts, VOE, purchase contracts, and related items
- Prepare complete loan files for submission to underwriting
- Clear conditions and resolve issues on loans coming out of underwriting
- Maintain an active pipeline of roughly 45–50 loans while meeting key deadlines
- Hold weekly status meetings with loan officers and communicate file updates clearly
- Disclose any change of circumstance within compliance guidelines
What You Need
- 2+ years of mortgage processing experience (Govt., Conventional, DU/LP)
- Strong understanding of loan documentation and agency requirements
- Experience with Housing Finance Agency (HFA) loans preferred
- Encompass experience is a plus
- Excellent verbal and written communication skills
- High attention to detail with the ability to juggle multiple files and deadlines
- Self-directed, organized, and comfortable in a fast-paced environment
- Solid computer skills and comfort working 100% online
Benefits
- Fully remote role with all core systems provided by employer
- Competitive compensation
- Medical and other standard full-time benefits
- Inclusive culture with a focus on training, growth, and support
If you’re already processing and want a fully remote seat with a busy pipeline and clear expectations, this is a strong next move.
Get your resume in before the queue fills up.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 11, 2025 | Uncategorized
Help homeowners stay in their homes while you work from yours. This fully remote Payment Assistance Specialist role is ideal if you have call center or phone-based customer service experience and you are comfortable talking about overdue payments with empathy and professionalism.
About Union Home Mortgage
Union Home Mortgage is a national mortgage company focused on responsible homeownership. They support borrowers through every stage of the loan life cycle, including when life happens and payments fall behind. Their culture is built around inclusion, training, and long-term growth, so partners feel supported instead of burned out.
Schedule
- Fully remote within the United States
- Full-time role
- Some evening and Saturday shifts required
- Work driven by inbound and outbound contact volume
What You’ll Do
- Communicate with borrowers on delinquent mortgage accounts by phone, email, and online chat
- Provide status updates on accounts and document all contacts accurately
- Collect past due payments, set up promise-to-pay commitments, and establish repayment plans
- Explain options to help borrowers retain their homes and alternatives to foreclosure
- Gather and input detailed borrower financial information into internal systems
- Discuss non–home retention options when needed in a clear, respectful way
- Reach out to borrowers affected by FEMA-declared disasters and explain available assistance
- Follow up on missed promises and prior commitments to keep accounts on track
- Maintain strict compliance with the Fair Debt Collection Practices Act (FDCPA) and other regulations
- Assist with administrative and clerical projects that support the servicing team
What You Need
- High school diploma
- Prior administrative experience
- Prior call center or phone-based customer service experience
- Comfortable using computer systems and software such as Microsoft Office, Outlook, and Excel
- Basic math skills for payment and cash management (add, subtract, multiply, divide)
- Strong customer service mindset with a calm, professional attitude
- Excellent verbal and written communication skills
- Ability to handle sensitive situations with courtesy, diplomacy, and empathy
- Solid organizational skills and attention to detail
Benefits
- Fully remote position with all equipment and access provided by the employer
- Competitive compensation (discussed directly with the company)
- Medical and other standard full-time benefits
- E-Verify employer with equal opportunity and inclusive culture
If you are good on the phones, not afraid of tough conversations, and want a stable remote role in the mortgage space, this is a solid lane for you.
Act fast and get your resume in before the applicant pool fills up.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 11, 2025 | Uncategorized
Use your mortgage income expertise from home. Union Home Mortgage is hiring a remote Employment Income Specialist to support Sales, Underwriting, and Operations by analyzing complex borrower income and providing clear, accurate qualifying figures. If you love digging into tax returns, P&Ls, and variable income scenarios, this one is in your lane.
About Union Home Mortgage
Union Home Mortgage is a national mortgage lender focused on helping borrowers achieve homeownership responsibly. They work with FHA, VA, USDA, and Conventional loans and rely on strong underwriting support to keep files clean and compliant. The culture emphasizes inclusion, education, and partner (employee) growth so you’re not just a number in the pipeline.
Schedule
- Fully remote role within the U.S.
- Full-time position
- Standard business hours with workload driven by pipeline and 24–48 hour income review SLAs
What You’ll Do
- Maintain the Self-Employed Income Dashboard and calculate income for self-employed borrowers (Schedule C, Partnerships, S Corps, Corporations) and rental properties
- Review P&Ls and balance sheets to support accurate income calculations
- Maintain the Income Dashboard for commissions, bonuses, and all variable or fluctuating income sources
- Ensure income calculations meet “stable and predictable” requirements for qualifying
- Review, analyze, and certify self-employed, rental, fluctuating, and variable income for all Agency products offered (FHA, VA, Conventional, USDA, etc.)
- Stay current on all Agency income guidelines and apply them correctly to each scenario
- Meet 24–48 hour turn times on income analysis to keep files moving through the pipeline
- Use IncomeGenius for all self-employed income calculations and document supporting logic
- Communicate clearly with internal partners on what additional documentation or clarification is needed to firm up income
What You Need
- High school diploma or equivalent
- Minimum 3 years of experience working with FHA, VA, Conventional, and USDA income guidelines
- Strong knowledge of self-employment income calculation (including K-1s, corporate returns, and add-backs)
- General understanding of Agency guidelines for self-employed, rental, and fluctuating/variable income
- Hands-on experience computing income across multiple loan types (FHA, VA, Conventional, USDA)
- Ability to make a final income decision and clearly explain how you arrived there
- Strong attention to detail and comfort working with numbers, tax returns, and financial statements
- Ability to collaborate with coworkers, share knowledge, and communicate needed information to lock in firm income
Benefits
- Fully remote position with a national mortgage lender
- Competitive compensation (details discussed with employer)
- Inclusive culture focused on education, equity, and growth (#UBelongAtUHM)
- Standard full-time benefits package (medical, retirement, etc.)
- E-Verify employer and equal opportunity workplace
Roles like this are ideal if you want to stay in the mortgage world without taking on full underwriter volume, while still being the go-to income expert everyone relies on.
If this matches your experience and you’re ready to put your income skills to work from home, don’t sit on it.
Happy Hunting,
~Two Chicks…
Recent Comments