Head of Dental Pricing

Head of Dental Pricing Job Description

Key Responsibilities

  • Dental & Vision Pricing
    • Includes Group PPO, Group DHMO, Group Vision, and Individual Dental
    • Managerial oversight of manual rate adequacy, in aggregate and at the factor line level
    • Includes standard business as well as healthcare reform plans.
    • Support product development in pricing new plans/options
    • Oversight of rate filings and compliance with state regulations
    • Increased focus on predictive analytics
  • Dental Network Analytics and Competitive Benchmarking
    • Focus on improving average discount and in network utilization of Guardian providers at the nationwide and local market level.
    • Oversight of setting Plan for key network financials and provider headcount projections
    • Financial modeling of potential provider fee schedule increases
    • Competitive benchmarking

Key Competencies

  • Technical Skills – largely Excel, Tableau, and PowerPoint
  • Analytical Skills – utilize internal and external data to better understand industry trends, clients, competitors, and the regulatory environment.
  • Written and Verbal Communication Skills – significant interaction with product, finance, sales, underwriting, and network recruiting teams.
  • Leadership – manages a team of 8-10, with a mix of actuaries and non-actuaries.

Salary Range

$121,680.00 – $199,905.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.  Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.

Health Care

  • Choice of [high deductible/copay] medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits
  • Dental plan
  • Vision plan
  • Health care accounts – flexible spending, health reimbursement, and health savings accounts
  • Critical illness insurance

Life and Disability Insurance

  • Company-paid Life and Disability insurance plus voluntary supplemental coverage
  • Accident insurance

Retirement and Financial

  • 401(k) retirement plan with a company match, plus an annual age/service-based Company contribution and an annual profit-sharing contribution, if applicable
  • Complimentary 1:1 financial guidance with a licensed Fidelity representative

Time Off and Remote Work

  • Flexible work arrangements (part in-person/part remote)
  • Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement
  • Personal holidays for colleagues to use in recognition of religious, cultural, or civic days
  • Paid parental leave and paid family and medical leave policies

Emotional Well-being and Work-Life

  • Emotional well-being, mental health, and work/life resources powered by Spring Health
  • Wellness programs, including fitness program and equipment reimbursement
  • Child, adult, and elder back-up care support through Bright Horizons
  • Adoption assistance
  • College planning
  • Tuition reimbursement
  • Student loan assistance
  • Commuter benefits in select metropolitan areas

Justice, Equity, Diversity & Inclusion (J.E.D.I.)

  • Employee Resource Groups that advocate for inclusion and diversity
  • J.E.D.I. certification and training programs
  • Matching gifts/volunteering

Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM.  APPLY HERE

Underwriter Conventional

The Underwriter, Conv underwrites residential loans ensuring compliance with appropriate company, secondary market investor standards and all applicable laws. The Underwriter will be responsible for examining conventional loan documentation for accuracy and completeness. Must be able to underwrite loans within the company and industry guidelines. The Underwriter will also be working with the sales and operations teams to secure all required documents.

Essential Job Functions:

  • Underwrites Conventional to verify for completeness, accuracy, and compliance
  • Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans
  • Reworks loans to new terms, identifies additional conditions as needed to insure a viable credit decision
  • Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, asset documentation, credit reports, preliminary title report, judgments, bankruptcy documents and appraisals
  • Analyzes and calculates income documentation such as personal and business income tax returns and ensures all necessary documentation is requested to support final loan decisions
  • Exercises good judgment, conducts reasonableness tests and issues quality decisions
  • Determines accuracy and completeness of files; ensures processes are consistent
  • Demonstrates proficiency in automated underwriting systems (DU, LP)
  • Maintains a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity
  • Maintains pre-established service level standard of decisions within a service level time frame set by the company
  • Communicates regularly with sales team, processors, closers and management
  • Assists in the preparation of repurchase responses and/or rebuttal reviews
  • Ability to function in an ever-changing environment and work across all business channels in Underwriting (Retail/CC/Wholesale) as needed
  • Maintain regular and punctual attendance.

Other Related Duties:

Performs other related duties as assigned.

Supervisory Responsibilities:

This job has no supervisory responsibilities

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

  • Appraisal review and tax return analysis skills required
  • Prior credit signing authority a plus
  • Experience with repurchase response and/or rebuttal review and response preparation
  • Secondary market experience a plus
  • Understanding of TILA, RESPA and Predatory Lending
  • Strong analytical and decision making/problem solving skills
  • Possess a keen eye for accuracy, attention to detail and ability to handle a high volume work load
  • Excellent interpersonal, organizational, prioritization and time management skills
  • Proficient in computers including LOS systems, Microsoft Office and Excel. Ability to adapt/ learn/utilize multiple software programs. Experience with paperless environment preferred.
  • Ability to type/use a keyboard with sufficient speed to meet job demands
  • Ability to deliver effective results and to meet deadlines with minimal supervision
  • Self-starter, adapt to a changing environment and have the ability to communicate and work well with investors and co-workers
  • Possess clear, concise and effective written and oral communication skills
  • Professional demeanor in appearance, interpersonal relations, work ethic and attitude
  • Required to support and work across all business channels in Underwriting (Retail/CC/Wholesale) as needed

Education and/or Experience:

  • High School Diploma or GED Required; 4 Year BA or BS preferred
  • Minimum 1 year of current frontline mortgage Underwriting required

Language Skills:

Ability to read and comprehend instructions, correspondence, memos, and work place policies. Ability to analyze, interpret general business periodicals, professional journals, procedures and governmental regulations. Ability to write professional correspondences. Ability to write routine business reports. Ability to speak effectively with other employees and/or customers. Ability to present formal information in one-on-one and small group situations to customers, students, parents and/or other employees. Ability to present information and respond to questions from groups of administrators, managers, employees, customers and/or the general public.

Mathematical Skills:

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.  Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Reasoning Ability:

Ability to carry out detailed written and/or verbal instructions. Ability to solve problems involving concrete variables in standardized situations. Ability to define problems, collect data, establish facts, and draw valid conclusions.

Certificates, Licenses, Registrations:

This position does not require professional licensing, certification or registration.

Customer Service Relationships:

Anticipates customer needs and regularly motivates or influences others to deliver customer service excellence. May troubleshoot highly sensitive or confidential issues. Personally ensures problem resolution. Identifies barriers to effective customer service and sets customer service standards. Establishes a customer feedback system and holds self-accountable for customer service excellence within the department.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  While performing the duties of this job, the employee is frequently required to sit and talk or hear.  The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms.  The employee must occasionally lift and/or move up to 25 pounds.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

APPLY HERE

Social Media Editor: NBA/WNBA

Yahoo Sports connects fans to the sports and fantasy games they love most, providing personalized quality content and superior fan experiences every day.

Social Media Editor (NBA/WNBA — Ball Don’t Lie brand)

The Yahoo Sports social media team is looking for a basketball junkie who is on the pulse of creating content around the NBA and WNBA. The ideal person for this role will have a deep passion for the NBA and WNBA, be a social media expert, have a body of work with proven success for a major sports brand and be incredibly tapped into the basketball space. They will be tasked with strategy, reporting, content creation and TOV for NBA/WNBA social brand, Ball Don’t Lie.

Responsibilities:

  • Manage, ideate and program for Yahoo Sports’ “Ball Don’t Lie” NBA channel
  • Lead editor in charge of Ball Don’t Lie social strategy and long-term planning
  • Work in partnership with NBA writers and editors to create content around NBA editorial news
  • Conceptualize and execute original content and live streaming ideas for social platforms.
  • Grow Ball Don’t Lie’s social handles via content and community building and proactively pitch opportunities for growth.
  • Work with social platform contacts at IG, X, Meta, YouTube and Snapchat on any strategy changes or platform enhancements.
  • Post breaking news and UGC/original content around live NBA events on multiple social platforms.
  • Work in partnership with NBA and WNBA talent (writers and reporters) and editorial staff to create content for social media
  • Capture on-site content around the NBA’s major tentpole events. 
  • Ideate unique call-to-action campaigns or other creative strategies to promote content and engage with users on social platforms
  • Working in partnership with NBA/basketball influencers to help grow the account. 
  • Weekly and monthly reporting on all social analytics and using data to make decisions and recommendations on content.
  • Work in lockstep with Yahoo Sports’ creative team to build out proactive and on-the-fly static and video content.

 Skills:

  • Deep understanding of sports/social media platforms with experience programming on all major platforms for a major brand (scheduling posts, programming video, content promotion, etc.)
  • Expert knowledge of Instagram, X, TikTok, YouTube, Facebook and Snapchat.
  • Strong editorial judgment and deep knowledge of all the NBA and WNBA.
  • A creative thinker that has the ability to move quickly and capitalize on breaking news stories and live sporting events
  • A proven track record of creating content that grows a sports brand’s social media accounts
  • Strong understanding of key social metrics and how to optimize content based on those metrics 
  • Ability to identify static and video content that resonates on specific social platforms 
  • Strong writing skills, grammar, communication skills and an understanding of the “tone” of the internet.
  • Ability to produce/edit video and create graphics for social platforms using Adobe Creative Suite a plus
  • A journalism degree is a plus.

You Also Should Be:

  • 3-5 years programming social content or “owning” a social account for a sports social media brand
  • A team player and go-getter who can multitask and work across multiple groups to partner and collaborate on multiple initiatives
  • A huge fan obsessed with all things NBA/WNBA, social media and internet trends.
  • Someone who enjoys engaging with the social audience and loves to build the conversation around our content
  • Someone who can work a flexible schedule in accordance with sports breaking news and live sporting events. Weekend and evening shifts are required.

The compensation for this position ranges from $56,250.00 – $117,500.00/yr and will vary depending on factors such as your location, skills and experience. The compensation package may also include incentive compensation opportunities in the form of discretionary annual bonus or commissions, in addition to equity incentives. Yahoo provides industry-leading benefits including healthcare, 401K savings plan, company holidays, vacation, sick time, parental leave and an employee assistance program. Eligibility requirements apply.

Yahoo has a high degree of flexibility around employee location and hybrid working. In fact, our flexible-hybrid approach to work is one of the things our employees rave about. Most roles don’t require specific regular patterns of in-person office attendance. If you join Yahoo, you may be asked to attend (or travel to attend) on-site work sessions, team-building, or other in-person events. When these occur, you’ll be given notice to make arrangements. 

Yahoo is a global media and tech company that connects people to their passions. We reach nearly 900M people around the world, bringing them closer to what they love—from finance and sports, to shopping, gaming and news—with the trusted products, content and tech that fuel their day. For partners, we provide a full-stack platform for businesses to amplify growth and drive more meaningful connections across advertising, search and media.

APPLY HERE

Social Media Editor: Rivals/CFB

Yahoo Sports connects fans to the sports and fantasy games they love most, providing personalized quality content and superior fan experiences every day.

Social Media Editor (Rivals/CFB Social)

The Yahoo Sports social media team is looking for a high school recruiting and college football expert who is on the pulse of creating content around recruiting and college football. The ideal person for this role will be an expert in college football and have a deep passion for the Rivals product and be ingrained in the scene and the voice of the community. This person will also be a social media expert with a body of work of proven success. The ideal candidate should be incredibly tapped into the college football and recruiting space and is familiar with the Rivals brand and product, as well.

Responsibilities:

  • Manage, ideate and program for Rivals and Yahoo Sports College Football social media channels.
  • Lead editor in charge of Rivals’ and Yahoo Sports College Football’s social strategy and long-term planning
  • Conceptualize and execute original content and live streaming ideas for social platforms.
  • Grow Rivals’ and Yahoo Sports College Football’s social handles via content and community building and proactively pitch opportunities for growth.
  • Post breaking news and UGC/original content around live events on multiple social platforms. 
  • Work with social platform contacts at IG, X, Meta, YouTube and Snapchat on any strategy changes or platform enhancements.
  • Work in partnership with Rivals and CFB talent (writers and reporters) and editorial staff to create content for social media.
  • Stay up to date on current industry trends, evolving strategies and works constantly with editorial and video teams on ensuring all types of social content are following current best practices
  • Ideate unique call-to-action campaigns or other creative strategies to promote content and engage with users on social platforms. 
  • Identify stories to pitch to editorial and YS social media team for collab opportunities
  • Weekly and monthly reporting on all social analytics and using data to make decisions and recommendations on content.
  • Work in lockstep with Yahoo Sports’ creative team to build out proactive and on-the-fly static and video content.

 Skills:

  • Deep understanding of sports/social media platforms with experience programming on all major platforms for a major brand (scheduling posts, programming video, content promotion, etc.)
  • Expert knowledge of Instagram, X, TikTok, YouTube, Facebook and Snapchat.
  • Strong editorial judgment and deep knowledge of college football and basketball recruiting.
  • A creative thinker that has the ability to move quickly and capitalize on breaking news stories and live sporting events
  • A proven track record of creating content that grows a sports brand’s social media accounts
  • Strong understanding of key social metrics and how to optimize content based on those metrics 
  • Ability to identify static and video content that resonates on specific social platforms 
  • Strong writing skills, grammar, communication skills and an understanding of the “tone” of the internet.
  • College football expert and a deep knowledge of the portal and recruiting space
  • Ability to produce/edit video and create graphics for social platforms using Adobe Creative Suite a plus
  • A journalism degree is a plus.

You Also Should Be:

  • 3-5 years programming social content or “owning” a social account for a sports social media brand
  • A team player and go-getter who can multitask and work across multiple groups to partner and collaborate on multiple initiatives
  • A huge fan obsessed with all things sports, social media and internet trends.
  • Someone who enjoys engaging with the social audience and loves to build the conversation around our content
  • Someone who can work a flexible schedule in accordance with sports breaking news and live sporting events. Weekend and evening shifts are required.

The compensation for this position ranges from $72,750.00 – $151,250.00/yr and will vary depending on factors such as your location, skills and experience. The compensation package may also include incentive compensation opportunities in the form of discretionary annual bonus or commissions, in addition to equity incentives. Yahoo provides industry-leading benefits including healthcare, 401K savings plan, company holidays, vacation, sick time, parental leave and an employee assistance program. Eligibility requirements apply.

Yahoo has a high degree of flexibility around employee location and hybrid working. In fact, our flexible-hybrid approach to work is one of the things our employees rave about. Most roles don’t require specific regular patterns of in-person office attendance. If you join Yahoo, you may be asked to attend (or travel to attend) on-site work sessions, team-building, or other in-person events. When these occur, you’ll be given notice to make arrangements. 

Yahoo is a global media and tech company that connects people to their passions. We reach nearly 900M people around the world, bringing them closer to what they love—from finance and sports, to shopping, gaming and news—with the trusted products, content and tech that fuel their day. For partners, we provide a full-stack platform for businesses to amplify growth and drive more meaningful connections across advertising, search and media.

APPLY HERE

Homepage and Social Media Editor

FOX News Media operates the FOX News Channel (FNC), FOX Business Network (FBN), FOX News Digital, FOX News Audio, FOX News Books, the direct-to-consumer digital streaming services FOX Nation and FOX News International and the newly announced platform FOX Weather. Currently the number one network in all of cable, FNC has also been the most watched television news channel for 20 consecutive years, while FBN currently ranks among the top business channels on cable. Owned by FOX Corporation, FOX News Media reaches 200 million people each month.

JOB DESCRIPTION

Fox News and Fox Business Network are looking for a Homepage and Social Media Editor. The Homepage and Social Media Team is responsible for programming FoxNews.com, the Fox News app, FoxBusiness.com and the Fox Business app, as well as Fox News and Fox Business’ social media platforms, including Facebook, Instagram, Twitter, WhatsApp and LinkedIn.

As a Homepage and Social Media Editor, you will select and choose story placements and write compelling headlines. You will also be engaged in newsgathering and creation of new, unique elements to illustrate stories, including crafting thought-provoking imagery. In coordination with the Senior Editor, you will also ensure breaking news is distributed accurately, fairly and quickly across all platforms. In addition, you will be responsible for tracking real-time analytics throughout your shift. You’re a self-starter with strong news judgment who thrives under pressure.

Flexibility in your schedule is vital to this role and you will be required to work at least one weekend shift each week, and you are required to work some holidays.

A SNAPSHOT OF YOUR RESPONSIBILITIES 

  • Write engaging headlines for both the FoxNews.com homepage and FoxBusiness.com homepage and social media platforms 
  • Use a mix of news judgment and metrics to determine story placement 
  • Use homepage manager and social media content manager tools 
  • Headline, image test all placements on both homepages 
  • Coordinate, collaborate, and produce photo illustrations and montages 
  • Must have a firm grasp of current events and a desire to be precise, quick, and accurate in presenting the news to the vast FoxNews.com & FoxBusiness.com audience 
  • Write breaking news banners and continually update breaking news headlines 
  • Monitor live streams and press conferences for use on the FoxNews.com & FoxBusiness.com homepages  
  • Must be willing to work closely with editors and fellow reporters  
  • Participate in broader strategic discussions 

WHAT YOU WILL NEED 

  • Bachelor’s degree in journalism or related field of study is preferred, or equivalent experience 
  • 4+ years of newsroom experience 
  • Strong news judgment and knowledge of current events 
  • Experience writing on deadline for a major news website 
  • The capability of being a skilled, fast writer and self-editor 
  • Photoshop, Canva and prior experience working in a CMS preferred 

Pursuant to state and local pay disclosure requirements, the pay range for this role, with final offer amount dependent on education, skills, experience, and location is: $65,500.00-78,280.00 annually for California, Washington, New York City and Westchester County, NY. $54,500.00-65,200.00 annually for Colorado. This role is also eligible for various benefits, including medical/dental/vision, insurance, a 401(k) plan, paid time off, and other benefits in accordance with applicable plan documents. Benefits for Union represented employees will be in accordance with the applicable collective bargaining agreement.

About Us

We’re disruptors. We’re big dreamers. We’re believers in the future, in possibility, in potential. We’re reinventing the world, every day. We create content for audiences big and small, global and local. We put our audiences first, and work hard to bring them stories they’ll love, wherever they are and however they watch, listen and learn.

Whatever your discipline, from on-air talent to behind-the-scenes tech guru to business and finance, the career opportunities at FOX are exciting, rewarding and game-changing. We seek out the most talented individuals – the dreamers, the disruptors and the visionaries –and we want them to know that they matter. We’re committed to helping every single one of our employees feel valued and inspired, every day. APPLY HERE