When you can find a greater purpose in your work, your potential is limitless. That’s the mindset that drives our team at Homepoint, as we strive to support the American dream of financially healthy, happy homeownership.
Homepoint is a rising star in the mortgage industry with a culture that encourages community, caring, and open communication. What makes our team special is our people-first philosophy, as we empower and encourage our associates to speak up, become innovators and make impactful changes – no matter what position they hold within the company.
Homepoint is one of the fastest-growing mortgage lenders in the U.S. – already the third-largest wholesale lender and a Top-10 correspondent lender. Founded in 2015, we are headquartered in Ann Arbor, MI and offer positions throughout the nation – many of which are remote. Our team has grown to include more than 3,500 associates and we service more than 400,000 customers nationwide.
If you thrive in a fast-paced environment and are looking for an opportunity to grow and develop your career, then we have the perfect opportunity for you!
The Underwriter Support Specialist works closely with Mortgage Loan Originators, Senior Underwriters, and Closers to underwrite conventional, FHA, and VA mortgage loans – including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines. The detailed review will entail analyzing documentation such as credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy and compliance.
- Review and analyze loan transaction; title and credit reports, income/asset documentation and collateral when submitted as conditions requested by underwriter
- Analyze documentation received from Loan Originator for acceptability and submit changes through Home Point system as needed
- Clear conditions within designated authority level as outlined in credit and risk policy and procedures
- Effectively communicate all conditions and requirements to Loan Originator in a timely manner
- Work closely with the underwriting staff to provide the best service possible to our Originators
- Manage the Clear to Close process between the Originator, UW CTC and the Closing department
- Conduct business with integrity and in a highly ethical manner
SKILLS & QUALIFICATIONS:
- Minimum 2 years in mortgage lending operations; processing or UW
- Excellent communication and attention to detail
- Knowledge of AUS engines and forward mortgage guidelines
- Knowledge of Encompass LOS a plus