Bring your deep underwriting expertise to a high-impact, fully remote role where your decisions move loans from “maybe” to “clear to close.” As a Senior Underwriter with CrossCountry Mortgage, you’ll be trusted to analyze complex files, manage a fast-moving pipeline, and ensure loans meet Agency, Non-Agency, and investor guidelines.
About CrossCountry Mortgage
CrossCountry Mortgage (CCM) is one of the nation’s leading distributed retail mortgage lenders, with over 7,000 employees, 700+ branches, and lending across all 50 states, D.C., and Puerto Rico. Recognized multiple times on the Inc. 5000 list, CCM combines entrepreneurial spirit with strong operational support and a standout culture. You’ll join a team that values transparency, collaboration, and the freedom to bring your full self to the work every day.
Schedule
Full-time, remote role based in the United States
Standard business hours with flexibility based on pipeline and turn times
Expected to maintain 24-hour turn time for final underwrites and 48-hour turn time for upfront reviews
Regular virtual collaboration with processors, Loan Officers, and internal departments
What You’ll Do
⦁ Underwrite and clear conditions for Agency and Non-Agency mortgage loans
⦁ Analyze credit risk using company checklists, internal guides, Agency guides, and investor guidelines
⦁ Maintain service-level standards, including a 24-hour turn time for final underwrites and 48-hour turn time for upfront files
⦁ Communicate file deficiencies, errors, and missing information to processors via email and/or phone
⦁ Adjust and maintain condition sheets in Encompass, applying accurate and appropriate conditions
⦁ Review resubmissions as documentation is provided and update approvals accordingly
⦁ Issue final approvals and upload all required documentation into Encompass with proper signatures
⦁ Collaborate with internal teams to clear stipulations on closed files and resolve suspense items
⦁ Maintain a high level of confidentiality and professionalism in all underwriting activities
What You Need
⦁ Bachelor’s degree and/or an equivalent combination of education and mortgage underwriting experience
⦁ Minimum of 5 years of mortgage underwriting experience, preferred
⦁ SAR and/or DE designations, preferred
⦁ Strong working knowledge of mortgage banking software, underwriting practices, and purchase/refinance transactions
⦁ Experience underwriting USDA and Bond programs is a plus
⦁ Excellent customer service mindset with clear, solution-focused communication skills
⦁ Strong problem-solving skills and the ability to manage time and pipeline effectively in a deadline-driven environment
Benefits
⦁ Competitive hourly pay range of approximately $43.26–$48.07, depending on experience and location
⦁ Bonus eligible, where applicable
⦁ Comprehensive medical, dental, and vision coverage
⦁ 401(k) retirement plan
⦁ Company-provided short-term disability and employee assistance program
⦁ Wellness program and a culture built around growth, recognition, and support
If you’re a seasoned mortgage underwriter ready to own a high-responsibility, remote role with strong support behind you, this is your lane.
Level up your underwriting career with a team that trusts your judgment and rewards your expertise.
Happy Hunting,
~Two Chicks…