Use your mortgage expertise to underwrite home equity loans with accuracy, fairness, and compliance while working from home.
About Golden 1 Credit Union
Golden 1 is one of the nation’s largest credit unions, committed to delivering responsible lending solutions and exceptional member service. Our Home Loan Operations team ensures borrowers receive fair, timely, and compliant credit decisions across all equity lending products. We’re dedicated to accuracy, integrity, and helping members reach their financial goals.
Schedule
- Full-time
- Remote (must reside in California)
- Monday–Friday
- Pay range: $30.31 to $36.00 per hour
Responsibilities
- Underwrite daily loan files and complete full risk assessments.
- Review capacity, capital, character, and collateral for all equity applications.
- Analyze tax returns, credit reports, fraud indicators, and supporting documentation.
- Review and clear underwriting conditions, including appraisals, title work, and collateral items.
- Ensure all decisions meet state/federal regulations, investor guidelines, and internal policy.
- Input complete and accurate data into the loan origination system.
- Communicate underwriting decisions to internal teams and relevant stakeholders.
- Identify training gaps, provide support, and participate in staff development sessions.
- Manage workload efficiently to meet established turn times and performance targets.
- Perform research, prepare reports, and support departmental projects as needed.
Requirements
- High school diploma required; college degree preferred.
- 5 years of responsible lending experience in a financial or banking institution.
- Strong understanding of lending principles, underwriting standards, and credit risk.
- Excellent analytical and decision-making skills.
- Ability to work independently with strong time-management skills.
- Outstanding verbal and written communication skills.
- Proficient in typing, ten-key, and standard office software, including internet navigation.
- Ability to interact professionally with members, vendors, appraisers, and internal teams.
Benefits
Golden 1 offers a comprehensive benefits package, including:
- Competitive hourly pay
- Medical, dental, and vision benefits
- Paid time off
- Paid holidays
- Retirement benefits
- Career development and training opportunities
Join a trusted lending team where accuracy, fairness, and member support guide every decision.
Happy Hunting,
~Two Chicks…