If you’ve got life insurance underwriting chops and you like mixing real underwriting judgment with rule building and automation, this role is a clean fit. You’d work medium-to-large, more complex individual cases, plus help improve the automated/express underwriting engine behind the scenes.
About Mutual of Omaha
Mutual of Omaha is a long-established insurance company with a broad product footprint and strong benefits. This role sits on the Individual Underwriting team and supports both case underwriting and underwriting automation initiatives.
Schedule
- Location: Remote (must be located in the United States or Puerto Rico)
- Work Type: Full Time Regular
- Application closes: Feb 10, 2026
- No current or future sponsorship
What You’ll Do
- Underwrite complex individual life insurance cases (new business, reinstatements, and policy changes) within approval authority
- Support and enhance underwriting rules to align with guidelines, regulations, and reinsurance standards
- Analyze trends, vendor capabilities, and process gaps to improve automation and customer experience
- Build and maintain reporting on express/automated underwriting performance
- Partner with vendors to support automated underwriting tools (functionality, accuracy, compliance)
- Serve as an SME: validate rule logic, troubleshoot issues, and advise teammates/partners
- Collaborate with underwriting, claims, and tech teams to streamline workflows and drive efficiency
What You Need
- Demonstrated individual life underwriting experience (strong grasp of concepts/tools like MIB, reinsurance manuals, automated decisioning platforms)
- Hands-on experience with underwriting rules, decision logic, or automated underwriting tools
- Strong medical + financial risk assessment skills and ability to justify decisions
- Solid organization and accuracy while managing multiple priorities
- Clear written/verbal communication and cross-team collaboration skills
Preferred
- Bachelor’s degree or equivalent experience
- Progress toward or completion of FLMI, FALU, or CLU coursework/designation
- Experience with Accelerated Underwriting programs
- Long Term Care underwriting experience
- 3+ years of relevant experience
Benefits
- 401(k) with 2% company contribution + 6% match
- Vacation, personal time, paid holidays
- Annual bonus opportunity
Compensation
- Level depends on experience (Underwriter I–V)
- Underwriter I: $23.25–$28.87/hr + bonus
- Underwriter II: $25.50–$32.00/hr + bonus
- Underwriter III: $68,000–$87,500 + bonus
- Underwriter IV: $86,000–$114,000 + bonus
- Underwriter V: $99,000–$133,500 + bonus
Happy Hunting,
~Two Chicks…