Use your mortgage underwriting chops from home and get paid like a pro. As a Senior Underwriter with CrossCountry Mortgage, you’ll own the credit decision, clear conditions, and keep loans moving while working fully remote for a national, fast-growing lender.
About CrossCountry Mortgage
CrossCountry Mortgage (CCM) is one of the nation’s leading distributed retail mortgage lenders, with 7,000+ employees and 700+ branches across all 50 states, D.C., and Puerto Rico. They’ve been recognized multiple times on the Inc. 5000 list and awarded for their strong, people-first culture. CCM runs on an entrepreneurial spirit: they expect you to bring your expertise, and in return they back you with solid tech, transparent leadership, and growth potential.
Schedule
- Full-time, remote role (USA)
- Standard weekday business hours
- Turn-time expectations:
- 24-hour TAT for final underwrites
- 48-hour TAT for upfront reviews
What You’ll Do
- Underwrite and clear conditions for Agency and/or Non-Agency mortgage loans.
- Maintain pipeline and meet company turn-time standards for upfront and final reviews.
- Analyze and assess credit risk using company checklists, internal guides, Agency guidelines, and investor requirements.
- Communicate errors, missing information, and required conditions to processors via email and/or phone.
- Update and manage condition sheets in Encompass with appropriate conditions.
- Review resubmissions as new documentation is received and determine next steps.
- Issue final approvals and upload all necessary approval documentation into Encompass with proper signatures.
- Collaborate with internal departments on stipulations for closed files.
- Maintain a high level of confidentiality and professionalism in all file handling.
What You Need
- Bachelor’s degree and/or equivalent combination of education and experience.
- Minimum 5 years of mortgage underwriting experience, preferred.
- SAR and/or DE designation, preferred.
- Strong working knowledge of mortgage banking software, underwriting practices, purchase and refinance transactions.
- Experience underwriting USDA and Bond programs, a plus.
- Excellent customer service, communication, problem-solving, and time management skills.
- Ability to manage pipeline volume while meeting strict turn-times and quality standards.
Benefits
- Hourly rate: 43.26 to 48.07 dollars, plus bonus eligibility where applicable
- Medical, dental, and vision insurance
- 401(k) with company plan
- Company-provided short-term disability
- Employee assistance program (EAP) and wellness program
- Remote work setup with support from a nationwide mortgage operation
Senior-level underwriting roles like this don’t stay open long—especially fully remote ones with strong pay.
If you’re ready to be the decision-maker who keeps deals clean and compliant from anywhere, this is your lane.
Happy Hunting,
~Two Chicks…