If you’re a seasoned mortgage pro who can run a file clean from start to close, this role gives you the freedom to work remotely and earn real bonus money from file #1. New American Funding is hiring experienced processors to keep up with heavy refinance and purchase demand.
About New American Funding
New American Funding is a family-owned direct lender focused on helping families and individuals improve their quality of living through homeownership. With 200+ offices nationwide and a permanent remote option, they pair stability with high-volume opportunity. Their bonus structure is built to reward strong individual output.
Schedule
⦁ Full-time, permanent remote
⦁ Must be able to work Pacific Time (PST) hours
⦁ Additional hours as needed based on pipeline and business demand
What You’ll Do
⦁ Process FHA, VA, Conventional, and specialty programs (USDA, HELOCs, 2nd mortgages, DPA/bond programs, home improvement loans, reverse mortgages)
⦁ Request, review, and verify key loan documents (income, credit, appraisal, title, insurance) before underwriting
⦁ Calculate borrower income accurately, including complex scenarios and tax returns
⦁ Manage workflow daily to keep loans moving on timeline and within compliance standards
⦁ Communicate with borrowers, loan agents, underwriters, title, and third parties through closing
⦁ Coordinate closings and ensure any redisclosure-triggering changes are documented properly in the LOS
What You Need
⦁ 5–7 years of mortgage loan processing experience, including current purchase loan processing
⦁ Strong working knowledge of TRID, federal/state guidelines, compliance regs, and investor requirements
⦁ Proficiency with Encompass or another paperless mortgage loan origination system
⦁ Advanced ability to analyze tax returns and calculate income across borrower types
⦁ Clear written and verbal communication skills and comfort managing borrower-facing updates
Benefits
⦁ Hourly pay plus bonus opportunities
⦁ Per-file bonuses starting at loan #1 (paid bi-weekly)
⦁ Tiered monthly bonus program
⦁ Jr. Processor support for key ordering tasks (insurance, payoffs, VOE, HOA/HOI, etc.)
⦁ Loans arrive with key items already ordered (stips, income docs, third-party items)
⦁ Direct lender environment with minimal overlays and easy access to underwriters
If you want a remote processing role where your effort actually shows up in your paycheck, move on it while it’s open.
Bring your pipeline muscle and let your bonuses do the talking.
Happy Hunting,
~Two Chicks…