Use your underwriting brain without living in the pipeline chaos. This fully remote Quality Control Analyst role lets you review, re-underwrite, and protect loan quality for a national mortgage lender while working from home on an East Coast schedule.
About CrossCountry Mortgage
CrossCountry Mortgage (CCM) is a nationwide retail mortgage lender with 7,000+ employees, 700+ branches, and loans serviced across all 50 states, D.C., and Puerto Rico. Known for its fast growth and award-winning culture, CCM runs on transparency, support across departments, and an entrepreneurial mindset that lets you own your impact.
Schedule
- Full-time, remote (USA)
- Core hours aligned to Eastern Time zone to support East Coast operations
- Standard business hours with flexibility as needed for volume and deadlines
What You’ll Do
- Perform daily quality control audits on post-decisioned loan files across areas like credit, appraisal, occupancy, red flags, underwriting logic, conditions, and compliance.
- Re-underwrite loans to validate that they meet agency guidelines, regulatory requirements, and internal policies.
- Ensure files comply with HUD, FNMA, FHLMC, VA, and other agency quality control requirements.
- Document audit findings electronically with clear, actionable feedback on each loan review.
- Prepare monthly findings reports and create data reports in Excel or Access.
- Work closely with the QC Manager to identify individual and team trends, and support policy guidance or training needs.
- Participate in relevant underwriting, credit analysis, and loan program trainings to stay current on industry changes.
What You Need
- Bachelor’s degree and/or equivalent combination of education and experience.
- Minimum 3 years of underwriting experience in retail mortgage lending.
- Strong knowledge of federal, state, and mortgage-related rules, regulations, and underwriting guidelines.
- Working knowledge of HUD/FNMA/FHLMC/VA eligibility guidelines.
- Solid understanding of mortgage loan processes and procedures.
- Experience with Encompass LOS preferred.
- Prior mortgage quality control experience, FHA and VA experience preferred.
- Proficiency with Microsoft Outlook, Word, and Excel.
- High attention to detail, strong analytical skills, and comfort working independently in a remote environment.
Benefits
- Hourly pay range: $38.46 – $45.67 (with room for growth based on experience and performance).
- Medical, dental, and vision insurance.
- 401(k) with company contribution.
- Company-provided short-term disability.
- Employee assistance program and wellness program.
Roles like this don’t sit open long—especially fully remote QC roles with strong backing and clear structure. If it fits, move on it.
Build a career, not just a job, from your home office.
Happy Hunting,
~Two Chicks…