If you’re the type who loves a clean pipeline, tight deadlines, and making sure every file is investor-ready with zero loose ends, this is your lane. Cardinal needs a detail-obsessed closer who can deliver closed loans to investors, keep MERS airtight, and handle post-insuring/QC requests without dropping the ball.
About Cardinal Financial
Cardinal Financial is a nationwide direct mortgage lender focused on creating a standout borrower experience through strong people and proprietary tech (Octane). Their culture is built around ownership, continuous improvement, and pushing past “good enough.”
Schedule
- Remote
- Fast-paced, deadline-driven environment
- Must be able to manage competing priorities with urgency
What You’ll Do
- Deliver closed loan files to secondary investors based on required bundles and stacking requirements
- Manage and follow up on loan delivery and MERS pipelines to hit investor and insuring timelines
- Oversee detitling for manufactured homes on Construction and Exception loans
- Image and upload missing documents into the system of record to complete stacks and checklists
- Review agency and investor requirements, validate overlays, and confirm compliance
- Complete initial MERS registrations and transfers per warehouse, investor, and servicer standards
- Track and codify post-insuring issues, escalate trends to leadership, and support process improvements
What You Need
- High school diploma or GED
- 1+ year of mortgage experience
- Strong knowledge of closing documentation
- Loan delivery experience (preferred, 6+ months)
- Familiarity with loan sale requirements for Conventional/HAMP, VA, FHA, and USDA
- MERS experience (a plus)
- Strong organization, attention to detail, and analytical skills
- Comfortable working independently and as part of a team
- Able to adapt to change and keep urgency high
Benefits
- Competitive compensation
- Full benefits starting the first day of the month after your start date (medical, dental, vision, life, disability, and more)
- Generous PTO plus major holidays
- 401(k) with 50% match (eligible beginning the 1st of the month after 30 days of employment)
- Career growth opportunity and exposure to proprietary tech (Octane)
If your strength is keeping files clean, deadlines met, and investors happy, this is worth a serious look.
Happy Hunting,
~Two Chicks…