Cardinal Financial is hiring a Post Funding Specialist II to deliver closed loan files to secondary investors and support Quality Control audits. This role is all about clean, compliant loan stacks, tight deadline management, and staying on top of MERS and post-closing requirements so loans can be purchased and ownership can transfer without drama.
About Cardinal Financial
Cardinal Financial is a nationwide direct mortgage lender focused on improving the borrower and partner experience through strong service and proprietary tech, including Octane.
Schedule
- Full-time
- Remote
- Pipeline + deadline heavy (investor delivery, insuring timelines, fee schedules)
What You’ll Do
- Deliver closed loan file inventory to investors using required document bundles and delivery stacking rules
- Manage and follow up on loan delivery pipelines and MERS pipelines
- Oversee manufactured home detitling for Construction and Exception loans
- Image and upload missing documents into the system of record to complete loan stacks and checklists
- Review and interpret investor and agency requirements, confirm overlays, and validate loan file compliance
- Complete MERS initial registrations and transfers per warehouse, investor, and servicer requirements
- Track post-insuring issues, identify recurring problems, and escalate process improvements to leadership for training/system updates
What You Need
- High school diploma or GED required
- 1+ year mortgage experience required
- Demonstrated knowledge of closing documentation required
- 6+ months loan delivery experience preferred
- Familiarity with secondary market loan sale requirements for Conventional/HAMP, VA, FHA, USDA
- MERS experience is a plus
- Strong attention to detail and high urgency
- Excellent communication, organization, and analytical skills
- Comfortable managing multiple priorities in a fast-paced environment
- Ability to work independently and as part of a team
- Adaptable and able to take direction and apply training quickly
- Strong computer skills
Benefits
- Competitive compensation
- Career growth opportunities
- Full benefits (medical, dental, vision, life, disability, and more) starting the first day of the month after your start date
- Generous PTO plus major holidays
- 401(k) with 50% match beginning the first of the month after 30 days of employment
- Expected base salary range: $33,000–$52,000 (based on experience and qualifications)
If you apply, your resume should scream: loan delivery, investor stacking, MERS, post-closing doc chasing, QC audit support, and pipeline discipline. If you’ve got even a little of that, don’t undersell it.
Happy Hunting,
~Two Chicks…