The Portfolio Monitoring Analyst is responsible for the monitoring and servicing of existing and new accounts. The role will require review, validation, reconciliation, and trending of tested financial covenants, borrowing base certificates, spreading of financial statements, and annual financial reviews on Production Agriculture, Agribusiness, and Capital Markets accounts. The position requires analysis and presentation of trend and performance reports to underwriters, account officers, and other company personnel.
ESSENTIAL DUTIES
- Spreads and analyzes financial statements to determine financial performance trends including repayment capacity, liquidity, leverage, capitalization trends, and sources and uses of cash.
- Oversees ongoing financial performance of existing accounts through performance of annual financial reviews, and review, validation, and trending of borrowing base certificates and tested financial covenants.
- Analyzes all pertinent financial information and supporting reports. Determines the need for additional information or more thorough investigation. Analyzes information statements and related material
- BASIC QUALIFICATIONS
- Bachelors’ degree in Finance, Accounting, Business Administration, Agribusiness, or Ag Economics, or minimum of four (4) years’ experience in lieu of degree is required.
- Previous work or internship experience with a customer facing or equitable position/role is required.
- Familiar with accounting principles, banking policies, procedures, and processes.
- Strong analytical and statistical skills to validate, evaluate, prioritize, and categorize data in various formats is required.