Join a high-performance lending team where your underwriting expertise helps drive trust and opportunity.
About JMAC Lending
With over 25 years in the mortgage industry, JMAC Lending has earned its reputation through innovative products, competitive pricing, and top-tier service. Our mission is to empower brokers and partners by offering unmatched support and solutions in wholesale and correspondent lending. Built on a foundation of integrity, education, and client-centered service, JMAC is a trusted leader in the non-conforming lending space.
Schedule
- Full-time
- 100% Remote (U.S.-based only)
- Competitive salary: $90,000–$120,000/year
What You’ll Do
- Underwrite a variety of loans including agency, non-agency, AUS/manual, and Alternative Doc products
- Analyze credit reports, income (W-2, 1099, complex personal and business tax returns), assets, appraisals, and all supporting documentation
- Perform AUS processing and apply investor guidelines and overlays accurately
- Identify fraud red flags and request additional documentation as needed
- Collaborate with the post-closing department to resolve pre-funding or post-purchase loan issues
- Communicate loan decisions clearly to brokers, sales teams, and internal departments
- Maintain detailed records and meet underwriting production and quality standards
What You Need
- 5+ years of current underwriting experience with conventional loans
- 3+ years of experience with jumbo, non-agency, and alternative documentation loans
- Deep understanding of FNMA/FHLMC and investor guidelines
- Proven ability to analyze complex tax returns and multi-property borrower files
- Strong organizational, time management, and communication skills
- Detail-oriented with the ability to multitask in a high-volume environment
- Familiarity with compliance standards, including BSA/AML
Benefits
- Medical, dental, and vision coverage
- Life insurance (basic and optional), AD&D
- Short-term and long-term disability insurance
- Paid vacation and holidays
- 401(k) retirement plan
- Family leave
- Wellness resources
At JMAC, you’re not just underwriting loans—you’re building relationships and helping people unlock the next chapter in their lives.
Happy Hunting,
~Two Chicks…