Support high-value jumbo mortgage underwriting across the U.S. for the nation’s leading distributed retail lender. Review complex borrower files, validate income and assets, and ensure loan quality for high-net-worth clients.
About CrossCountry Mortgage
CrossCountry Mortgage (CCM) is one of the country’s largest and fastest-growing retail mortgage lenders, operating in all 50 states, D.C. and Puerto Rico. With 7,000+ employees and 700+ branches, CCM combines national scale with an entrepreneurial culture that empowers teams, supports growth, and rewards performance.
Schedule
- Full-time, remote (USA)
- Eastern Time zone working hours required
- Collaboration with loan officers, processors, and internal partners
Responsibilities
- Evaluate jumbo loan applications for accuracy, risk, and investor requirements
- Analyze borrower credit, income, assets, tax returns, and business financials
- Review collateral and residential appraisals
- Calculate qualifying income, including complex self-employed scenarios
- Confirm compliance with non-agency and investor guidelines
- Manage an active underwriting pipeline with established turn times
- Assign and review loan conditions
- Access fraud, valuation, and compliance tools for loan decisions
- Communicate decisions and scenarios to loan teams
- Support closing, post-closing, and QC processes as needed
Requirements
- Bachelor’s degree or equivalent experience
- 3+ years jumbo underwriting experience
- 3+ years non-agency mortgage underwriting experience
- Experience reviewing residential appraisals
- Knowledge of compliance/disclosure and ATR/QM rules
- DE, SAR, or LAPP certifications preferred
- Familiarity with Encompass LOS a plus
- Strong Excel and Microsoft Office skills
- Excellent communication and decision-making skills
Pay & Benefits
- Hourly range: $43.26 – $48.07
- Bonus eligible (when applicable)
- Medical, dental, vision
- 401(k) with employer support
- Company-paid short-term disability
- Employee assistance & wellness programs
Happy Hunting,
~Two Chicks…