Support high-volume equity loan processing for one of California’s largest credit unions.
About Golden 1 Credit Union
Golden 1 is a leading, member-focused credit union dedicated to helping Californians achieve financial well-being. Our Home Loan Operations team delivers fast, accurate, and compliant lending services across the state. As a Home Loan Processing Specialist, you’ll help drive efficient equity loan processing by coordinating documentation, reviewing financials, and supporting Home Loan Advisors through every stage of the loan file.
Schedule
- Full-time, non-exempt
- Remote (California residents only)
- Hourly pay range: $20.00 – $24.00
- Standard weekday schedule with high-volume phone and vendor coordination
Responsibilities
- Coordinate with members, Home Loan Advisors, appraisers, and title vendors throughout the loan process.
- Order title reports, follow up on appraisals, and review incoming documentation for completeness and accuracy.
- Maintain a strong working knowledge of state and federal regulations including BSA, RESPA, TILA, TRID, and AML.
- Review income documentation, tax returns, and asset verification; calculate and update required information in the Loan Origination System (LOS).
- Process equity loans and lines in accordance with internal policies and lending regulations.
- Evaluate credit documents for policy compliance.
- Complete HMDA reporting fields accurately and conduct audits on closed files.
- Identify and address quality control issues.
- Attend required coaching, training sessions, seminars, and webinars as procedures and regulations evolve.
- Perform additional tasks as assigned.
Requirements
- High school diploma preferred; relevant experience may substitute.
- 2 years of experience at a financial institution; mortgage lending experience preferred.
- Understanding of real estate industry practices and Golden 1 lending guidelines (or similar).
- Strong written and verbal communication skills.
- Excellent interpersonal and member-relations skills.
- Ability to manage high-volume telephone contact and multitask effectively.
- Proficiency with standard office equipment and computer systems.
- Detail-oriented, organized, and able to work with accuracy in a fast-paced environment.
Benefits
Golden 1 offers competitive compensation and a comprehensive benefits package for eligible employees, which may include:
- Medical, dental, and vision insurance
- Paid time off and holidays
- Retirement benefits
- Training and professional development
- Member-centered, mission-driven work culture
Join a team dedicated to accuracy, compliance, and exceptional service in home lending.
Happy Hunting,
~Two Chicks…