Final Documents Specialist

CrossCountry Mortgage (CCM) is the nation’s number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America’s fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Final Documents Specialist will perform a formal review and inspection of all trailing loan documents to ensure accuracy and completeness within the designated time frame. Follow up via phone or email on pending documents. Record (check-in) documents as they are received and any comments into the database. Manage a working pipeline of loans. Monitor reports to track outstanding documents. File and retrieve documents as necessary and ship to destination. Perform audit on documents received and capture required data elements and comments in the LOS system. This position operates within Eastern Standard Time Zone working hours to support the East Coast region.

Job Responsibilities:

  • Receive incoming trailing documents through various mail sources, opens and preps for imaging, scans documents into LOS system and identifies Investor on the loan for determination of mailing the trailing document to the investor.
  • Perform data entry in LOS system marking document as received, and enter date shipped to the Investor of record.
  • Pull reports from LOS system to identify the aged trailing documents currently outstanding with investors.
  • Monitor aged trailing documents in an active pipeline.
  • Perform follow-ups with Settlement Companies and Attorneys’ offices to obtain aged missing documents outstanding for delivery to the Investors.
  • Obtain Certified True Copies of Mortgage/Deed of Trust from County Recorder Offices and/or final Title Policy copies from Settlement Agents or Attorney’s Offices when determined that the document has been lost or aged.
  • Prepare Scrivener’s Affidavits and Assignments as needed and have signed by the Executive Team for recording.
  • Monitor and answer general questions being received in the Final Docs Team e-mail box.
  • Perform weekly reviews of trailing documents received that were not sold to an investor at time of receipt to determine if an Investor has been assigned for delivery of the trailing documents received
  • Work with Investors, Internal departments, and Settlement/Attorney offices to cure defects found in the Mortgage/Deed of Trust or Final Title Policy including re-recording if needed.

Qualifications and Skills:

  • High School Diploma or Equivalent.
  • One year of residential mortgage experience.
  • Knowledge of Ellie Mae Encompass 360.
  • Knowledge of Mortgage Loan documents and Title work experience preferred.
  • Excellent customer service skills.
  • Proficient in Microsoft Word and Excel.
  • Must be able to stand for long periods of time and lift up to 25lbs.

Pay Range:

  • Base Pay: $18.00 – $20.00
  • The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.