Help keep mortgage loans on solid ground by becoming the go to expert for income calculation. This fully remote role is perfect if you love digging into numbers, tax returns, and guidelines to produce clear, defensible income decisions for underwriting.
About Union Home Mortgage Corp
Union Home Mortgage is a national mortgage lender focused on helping people achieve and maintain homeownership. They emphasize training, inclusion, and long term partner growth while delivering high quality, compliant loans across FHA, VA, Conventional, USDA and more.
Schedule
- Fully remote
- Full time
- Turnaround expectation: 24–48 hours on income analysis
- Core hours coordinated with your team and leadership
What You’ll Do
- Support Sales, Underwriting, and Operations by calculating qualifying income for self employed, rental, and variable or fluctuating income borrowers
- Maintain the Self Employed Income Dashboard, including Schedule C, Partnerships, S Corps, Corporations and rental income
- Review profit and loss statements and balance sheets to support income calculations
- Maintain the Income Dashboard for commissions, bonuses, and all variable or fluctuating income sources
- Ensure income calculations are stable, predictable, and fully documented for agency and investor requirements
- Review, analyze, and certify self employed, rental, fluctuating, and variable income for all agencies offered by UHM
- Stay current on FHA, VA, Conventional, USDA and agency income guidelines and apply them correctly to real scenarios
- Use IncomeGenius for all self employed income calculations and document your reasoning clearly
What You Need
- High school diploma or equivalent
- Minimum 3 years of experience with FHA, VA, Conventional, and USDA income guidelines
- Proven knowledge of self employment income calculation (tax returns, schedules, business structures)
- General understanding of agency guidelines for self employed, rental, and fluctuating or variable income
- Hands on experience computing income across FHA, VA, Conventional, and USDA loans
- Ability to make final income decisions and clearly explain your logic to others
- Strong analytical skills, attention to detail, and comfort working with financial documents
- Collaborative mindset and willingness to assist and share knowledge with coworkers
Benefits
- Fully remote position with a stable, established mortgage company
- Competitive compensation with potential access to medical, dental, vision, and retirement benefits (details provided by employer)
- Opportunity to deepen your expertise in complex income analysis and agency guidelines
- Inclusive culture that supports growth, training, and internal collaboration
- E Verify and equal opportunity employer
If you want a specialized, numbers driven remote role at the heart of mortgage underwriting, this one belongs on your shortlist.
Happy Hunting,
~Two Chicks…