You’re the person everyone leans on when income gets messy. If you can turn self-employed, rental, and fluctuating income into a clean, defensible qualifying number, this role puts your expertise right at the center of the loan decision.
About Union Home Mortgage Corp.
Union Home Mortgage (UHM) supports lending teams with strong underwriting and operational processes. They emphasize an inclusive workplace where partners can grow and contribute, backed by programs and policies focused on belonging and equity.
Schedule
- Remote eligibility not explicitly listed in the text provided (but we can format as Remote if the posting confirms it)
- Turn time expectation: 24–48 hours for completed income analysis
- Works closely with Sales, Underwriting, and Operations teams
What You’ll Do
⦁ Calculate qualifying income for self-employed borrowers (Schedule C, Partnerships, S Corps, Corporations) and rental income
⦁ Analyze P&Ls and balance sheets to determine stable, predictable income figures
⦁ Calculate commissions, bonuses, and other variable or fluctuating income sources and document a firm qualifying number
⦁ Stay current on FHA, VA, Conventional, and USDA agency guidelines and apply them to real-world income scenarios
⦁ Maintain income dashboards and complete income reviews within required turn times, using IncomeGenius for self-employed calculations
What You Need
⦁ High school diploma (or equivalent)
⦁ 3+ years of experience with FHA, VA, Conventional, and USDA income guidelines
⦁ Strong knowledge of self-employment, rental, and variable income calculations with the ability to defend the final figure clearly
⦁ Ability to identify missing information quickly and communicate what’s needed to support a firm income determination
Benefits
⦁ Not listed in the text provided (if you paste the benefits section, I’ll drop it right in)
⦁ Inclusive workplace commitments and equal opportunity employment practices
⦁ E-Verify participation (employment eligibility verification)
This role is all about precision and turnaround. If you can consistently deliver clean income decisions with a solid explanation, don’t sit on it.
Happy Hunting,
~Two Chicks…