Full/Part Time: F
Shift: 1st Shift
Description
As an employee of Citizens Bank you become part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Bank is an established and successful financial services company with national presence and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.
Analyze and decision credit applications received by dealer customers in compliance with credit policy, regulatory guidelines, and Fair Credit Reporting act while maintaining delinquency and charge off ratios set by management.
Thorough understanding and accurate usage of override and adverse actions codes. Provide clear documentation for decisions.
Recommend credit decisions on applications exceeding lending authority or outside of policy to appropriate levels of management.
Assist and make recommendations that would improve/enhance products (SIMPLE).
Build our brand through effective communications while developing strong dealer relationships.
Provide efficient dealer service in decisioning credit applications up to assigned lending authority and responding to dealer inquiries.
Monitor dealer relationships based on performance and recognize and communicate recommended changes to appropriate levels of management.
Work with sales staff and participate in dealer visits to develop relationships
Work with funding department to resolve contract issues.
Qualifications
Bachelors Degree preferred
5 years experience in consumer lending. Indirect lending preferred
Working knowledge of Origenate application processing system preferred
Strong written and verbal communication skills
Working knowledge of MS office applications, including Word and Excel
The schedule for this job would require 3 Saturdays per month, one evening per week, and some Sundays.
High speed internet access required
Hours and Work Schedule
Hours per Week: 40
Work Schedule: varies
This position is not available in Colorado.
Benefits
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.