🏡 Mortgage Loan Originator – Consumer Direct

🌐 Remote | Department: Consumer Direct | Full-Time

🧾 About the Role

Cardinal Financial isn’t just a mortgage company—we’re a people-first tech-driven lender reimagining the home financing experience. With our proprietary platform, Octane, and an empowered team culture, we’re reshaping the way borrowers secure home loans.

We’re hiring a Mortgage Loan Originator who thrives in a fast-paced, consumer-direct environment. You’ll be the go-to expert for borrowers—educating them on their options, guiding them through the process, and ensuring a seamless, transparent, and trustworthy experience.


✅ Position Highlights

• Competitive compensation with commission structure
• Employment Type: Full-Time, Remote
• Department: Consumer Direct
• Licensure required: MLO (Mortgage Loan Originator) license, with multi-state licensing a plus
• Tech-forward: Proprietary mortgage tech (Octane) streamlines your workflow
• Focus: Direct-to-consumer mortgage loan origination


📋 What You’ll Own

• Educate customers on loan types, terms, and the mortgage process
• Analyze credit, income, and property data to assess loan eligibility
• Submit and track complete, accurate loan applications
• Answer borrower questions and address concerns throughout the loan lifecycle
• Collaborate closely with internal teams (processing, underwriting, closing) to ensure a smooth borrower experience
• Maintain borrower confidentiality and adhere to all compliance and regulatory standards
• Stay licensed and current through continuing education (per SAFE Act requirements)


🎯 Must-Have Traits

• 1+ years of loan origination experience
• High school diploma or GED preferred
• Active Mortgage Loan Originator (MLO) license or eligibility to acquire upon hire
• Strong foundation in mortgage loan types, documentation, and borrower qualifications
• Excellent communication skills—clear, calm, and confident under pressure
• Exceptional organizational skills and keen attention to detail
• Self-starter with a proven track record of sales performance
• Tech-savvy with the ability to learn and navigate new systems quickly
• Customer-focused with a passion for delivering world-class service


💻 Remote Requirements

• Must be legally authorized to work in the U.S.
• High-speed internet and quiet, professional home workspace
• Willingness to obtain multi-state licensure if requested


💡 Why It’s a Win for Remote Job Seekers

• Join one of the fastest-growing direct lenders in the country
• Work with innovative tech that makes your job smoother
• Empowered, collaborative remote culture that values initiative
• Flexibility, autonomy, and top-tier tools to help you succeed


🎁 Perks & Benefits

• 🩺 Full health benefits (Medical, Dental, Vision) from day one of the following month
• 🏖️ Generous PTO + paid holidays
• 💸 401(k) with 50% company match
• 💻 Access to Octane, our proprietary mortgage technology
• 📈 Career advancement opportunities in a growing company
• 💡 Your voice matters—we encourage ideas, feedback, and innovation


✍️ Call to Action

Ready to take your mortgage career to the next level with a tech-forward, people-first lender?
Apply today and let’s redefine the mortgage experience—together.